Most retirement tools hand you a confidence score. Blueprint Tomorrow hands you three specific accounts, funded in a specific order — so you’re never asked to sell an investment to eat.
NO PLAID
NO ACCOUNT NUMBERS
EDUCATION & PLANNING ONLY, NOT AUM
SEE IT THE WAY YOU’LL LIVE IT
PAY PERIOD 2027
INCOME SOURCES
Social Security
$2,860.00
Income Engine distribution
$3,140.00
Pension
$410.00
TAXES & HEALTHCARE
Federal withholding
−$612.00
Medicare Part B / IRMAA
−$185.00
ACA premium subsidy
+$340.00
Net paycheck
$5,953.00
WHY NOT JUST USE A CONFIDENCE SCORE?
TYPICAL PLANNING TOOLS
– An “87% chance you don’t run out of money” — a probability, not an instruction
– Links your bank and brokerage accounts through Plaid
– Recommends an ideal withdrawal rate, in the abstract
– Optimizes taxes and allocation as the primary goal
– ACA subsidy limits often ignored until the younger spouse turns 65
BLUEPRINT TOMORROW
+ Three funded accounts, refilled every year, sized to your worst year
+ Never asks for an account number or Social Security number
+ Tells you exactly which account to draw from, and when
+ Optimizes for one thing: you never sell an investment to fund retirement
+ ACA subsidy tracked from day one, shown as a line item on your paycheck
THE PLAN, BUILT LITERALLY
Every dollar you have in retirement sits in one of three places — and each place has exactly one job. No guessing which account funds this year.
THROUGH AGE 99
01
LIQUIDITY — 12 MO. CASH
02
INCOME — DIVIDENDS + INTEREST
03
GROWTH — 100% REINVESTED
SPEC —
SIZED TO YOUR SINGLE HIGHEST-NEED YEAR, SO NOTHING IS EVER SOLD TO FUND SPENDING.
Your numbers stay yours.
Blueprint Tomorrow is a planning and education tool — not an asset manager. We don’t sell products, we don’t charge an AUM fee, and we don’t need to see your actual accounts to build your plan.
You type in your own balances. We never ask for the accounts themselves.
Build your paycheck for life in about fifteen minutes.
See how your paycheck is built